Final Expense insurance is a type of life insurance that helps seniors cover end-of-life bills, such as funeral expenses and healthcare.

If you don't have a final expense life insurance plan in place, your loved ones will unfortunately be left with the responsibility of paying any remaining expenses. Funeral costs are expensive, and there are probably more costs than you are aware of.

After considering those unexpected expenses, the average cost of a funeral with a burial and vault can be close to $15,000.

The funeral estimate doesn't include other end-of-life costs, such as healthcare and legal expenses. Here is a list of items your loved ones might be responsible for immediately following death: